Cornerstone Home Lending 1.0.240523

Cornerstone Capital Bank, SSB – Freeware – iOS
out of 3033 votes

Latest Version
1.0.240523 Safe to install

Easily manage your Cornerstone account on-the-go with our secure, user-friendly Cornerstone Home Lending App. With this convenient app, you can effortlessly handle all aspects of your account, giving you peace of mind and saving you valuable time.

Key features of the app include:

Make payments and instantly view payment status.
Access detailed information about your escrow account, including tax and insurance disbursements.
Retrieve all statements, including important year-end tax documents.
Gain valuable knowledge from our educational resources, such as frequently asked questions and other mortgage management tools.
Engage in direct messaging with our dedicated Customer Care team members for personalized assistance.

Download the Cornerstone Home Lending App today to experience effortless management of your Cornerstone account, right at your fingertips.

Overview

Cornerstone Home Lending is a Freeware software in the category Business developed by Cornerstone Capital Bank, SSB.

The latest version of Cornerstone Home Lending is 1.0.240523, released on 07/02/2024. It was initially added to our database on 10/08/2023.

Cornerstone Home Lending runs on the following operating systems: iOS.

Users of Cornerstone Home Lending gave it a rating of 5 out of 5 stars.

Pros

Well-established with a long history in mortgage lending.
Offers a variety of loan options including conventional, FHA, VA, and USDA loans.
Provides online application and management tools for customers.
Has a reputation for good customer service and support.

Cons

Limited physical branches, which may affect in-person service availability.
Loan approval times can sometimes be longer than industry average.
Availability of services may vary by state or region.
Potentially higher interest rates and fees compared to some competitors.

FAQ

What types of loans does Cornerstone Home Lending offer?

Cornerstone Home Lending offers a variety of loans including conventional loans, FHA loans, VA loans, USDA loans, and jumbo loans.

How can I apply for a mortgage with Cornerstone Home Lending?

You can apply for a mortgage online through their website, by contacting a loan officer directly, or visiting a local branch.

What are the current mortgage rates at Cornerstone Home Lending?

Mortgage rates can vary daily. It's best to check their website or contact a loan officer for the most current rates.

What documents do I need to provide for a loan application?

Typically, you'll need to provide income verification, tax returns, bank statements, and identification. Specific requirements may vary by loan type.

Does Cornerstone Home Lending offer refinancing options?

Yes, Cornerstone Home Lending offers refinancing options for existing mortgages, including rate and term refinance and cash-out refinance.

What are the closing costs associated with obtaining a loan?

Closing costs can include appraisal fees, title insurance, and origination fees. They typically range from 2% to 5% of the loan amount.

Is there a minimum credit score required for a mortgage with Cornerstone Home Lending?

Yes, the minimum credit score requirement varies by loan type but is generally around 620 for conventional loans.

Can I get pre-approved for a mortgage with Cornerstone Home Lending?

Yes, you can get pre-approved for a mortgage which will help you understand how much you can borrow before you start shopping for a home.

What is the typical timeline for closing on a mortgage?

The typical timeline to close on a mortgage is around 30 to 45 days after the application is submitted, but this can vary based on various factors.

Does Cornerstone Home Lending have any special programs for first-time home buyers?

Yes, they offer specialized programs and assistance for first-time home buyers including down payment assistance and education resources.

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